Upstox Review 2026 – Brokerage, Charges, Features & Pros and Cons

An account-processing fee may be applicable during the onboarding journey. Fees can vary by account category, onboarding method and any limited-time offer. Check the broker's current official pricing and the fee shown during application before submitting documents.

AMC is free for the first year; thereafter, the standard charge is ₹75 + GST per quarter. AMC is a recurring demat-account maintenance fee, separate from brokerage. The applicable amount can depend on account type, BSDA eligibility and the broker's current schedule; confirm the amount and billing frequency on the official charges page.

The brokerage is ₹20 per executed order. Brokerage is not the same as the total cost of a trade. Applicable STT, exchange transaction charges, GST, SEBI charges, stamp duty and other statutory levies may still apply, so compare the full contract-note cost rather than brokerage alone.

The charge is ₹20 or 0.1% per executed order, whichever is lower. The stated brokerage is calculated per executed order under the broker's published formula. Taxes and exchange/regulatory levies may be charged separately; use the broker's current brokerage calculator for an estimate based on your order value and segment.

You can contact Upstox customer support at 022-41792999, 022-69042299, 022-71309999. For support hours and other assistance options, visit the official Upstox support page.

Futures brokerage is ₹20 per executed order or 0.05%, whichever is lower. Options are charged at a flat ₹20 per executed order. F&O costs can differ between futures and options and by order/segment. Brokerage is only one component; STT/CTT, exchange transaction charges, GST, SEBI charges and stamp duty may also apply. Check the latest schedule before trading.

The DP charge is ₹20 + GST per ISIN. DP charges are generally related to debiting securities from the demat account when shares are sold and are separate from brokerage. The charge may be applied per scrip/ISIN and can have exceptions; check the current schedule for the exact treatment.

Yes. Upstox offers an MTF facility. MTF allows eligible customers to buy approved shares using a combination of their own funds and broker funding. Interest can accrue for as long as funding is used, and brokerage, pledge charges, margin requirements and square-off rules may apply. Review the current eligible-stock list and terms.

Yes. Stock pledging is available. Pledging eligible securities may provide collateral margin, subject to haircut, eligibility and exchange rules. Pledged shares remain subject to restrictions until released; fees and the process for pledge/unpledge should be checked in the broker's current schedule.

Yes. Trading API access is available. API access can have separate subscriptions, rate limits, permissions and technical requirements. Confirm current pricing, data/order limits, documentation and permitted use before building an automated workflow; API availability does not guarantee trading profits.

Yes. IPO applications are supported. IPO applications are subject to the issue's dates, investor eligibility, application limits and supported payment process. Applying through a broker does not guarantee allotment; follow the instructions in the offer documents and the broker's current IPO flow.

Yes. Mutual-fund investing is supported. Mutual-fund availability does not remove investment risk or scheme expenses. Review the scheme information document, riskometer, expense ratio and investment objective, and confirm whether the platform offers direct plans and the specific scheme you want.

Yes. NRI accounts are supported. NRI onboarding and permitted products can differ from resident accounts and may depend on PIS/non-PIS or NRE/NRO arrangements, documentation and applicable regulations. Confirm the broker's current NRI policy and charges before applying.

Yes. HUF and non-individual accounts are supported. HUF, partnership, LLP and corporate accounts can require additional documents and may have different charges, permissions or brokerage from individual accounts. Confirm that your exact legal entity type is accepted and review its onboarding checklist.

Call & Trade is charged at ₹75 + GST per order. Call & Trade fees apply to dealer-assisted orders where the broker's policy says they apply and are usually separate from normal brokerage and statutory levies. Confirm the current fee and which assisted services/orders trigger it.

Upstox's official Plus comparison lists auto square-off at ₹75 per order on the Basic plan and ₹50 per order on Upstox Plus. The applicable charge and timing may depend on the plan, segment and current broker rules. Monitor open positions yourself and check the latest terms before trading.

Delayed payment charges are 0.05% per day. Delayed-payment charges may accrue when a debit balance or amount due remains unpaid, according to the broker's policy. Check your ledger, settle dues promptly and verify how the rate is calculated and when it stops applying.

Regular fund withdrawals and instant withdrawals are different services. Upstox's Plus comparison lists instant withdrawals at ₹20 per transaction on the Basic plan and free on Upstox Plus; check the broker's current rules for regular withdrawals, settlement timing and eligibility.

Upstox's official Plus comparison lists instant withdrawals at ₹20 per transaction on the Basic plan and free on Upstox Plus. Availability may depend on eligible withdrawable funds and the broker's current conditions. Check the Upstox app and official terms before relying on instant withdrawal.

According to Upstox's official Plus page, benefits include One Tap Trade, seconds-timeframe charts, 20 Demand & Supply zones, TBT market-order insights, priority order execution and customer support, UpLearn credits worth ₹1,500, more price alerts and watchlists, and enhanced API features. It also lists special rates such as free netbanking transfers and instant withdrawals, ₹50 auto square-off, and reduced rates for selected Strategy Builder orders. Some benefits have device, eligibility or other terms; check the official plan page for details.

Upstox's official Plus page describes Upstox Plus as a plan with advanced trading features, special rates and priority services. The page says the plan can be activated for free initially; Upstox states it will notify users in advance if the plan becomes chargeable in the future. Review the current terms before activating, because plan terms and tariffs can change.

Upstox Pro is available on the web and mobile app. Web and mobile access can differ in available tools, order types and interface features. Check the broker's current platform documentation and supported devices to ensure the features you use are available on your preferred platform.

Active traders and investors. Suitability depends on the segments you trade, tools you need, service expectations and total costs. Compare brokerage, AMC, DP charges, funding/MTF costs, platform or API fees and support options against your own requirements.